**Facing the Healthcare Crisis: Americans Demand Change Amid Rising Denials**

Sat Mar 01 2025 14:57:00 GMT+0200 (Eastern European Standard Time)
**Facing the Healthcare Crisis: Americans Demand Change Amid Rising Denials**

In a country where healthcare should matter most, citizens express their frustrations over insurance denials and rising costs.


Frustration with the U.S. healthcare system deepens as patients like Robin Ginkel and Brian Mulhern recount their struggles with insurance providers, amplifying calls for reform amid a climate of uncertainty.

As the healthcare crisis escalates in the United States, voices like those of Robin Ginkel and Brian Mulhern highlight the ongoing battle many citizens face with insurance providers. Ginkel, a special education teacher from Minnesota, has spent nearly two years fighting her insurance company for coverage of a doctor-recommended back surgery following a work injury that left her in debilitating pain. After having her claims denied multiple times and feeling exasperated by the process, she is left contemplating a switch to a new insurance provider—an exhausting cycle she wishes to end.

Similarly, Mulhern, a 54-year-old from Rhode Island, experienced rejection from his health insurance provider for a colonoscopy after the discovery of polyps necessitated more immediate follow-up care. Faced with the prospect of a $900 out-of-pocket expense, he has postponed the procedure, weighing the toll of rising healthcare costs against his health needs.

The growing discontent surrounding insurance practices became starkly evident this month after the murder of UnitedHealthcare CEO Brian Thompson, which ignited a public outcry against insurance companies. The backlash raises questions about accountability and reform in the increasingly fractured U.S. healthcare landscape. Following the incident, one insurance firm even reversed a controversial decision that limited coverage for anesthesia, marking a significant reaction within the industry.

However, experts warn that any meaningful change will ultimately require legislative action from Congress, which has recently stalled again on long-delayed proposals aimed at improving access to care under government-backed insurance plans. As Donald Trump prepares for another term in the White House, anxiety stems from his mixed promises regarding Medicare and the potential for cuts and privatization that could exacerbate existing struggles for many Americans.

Advocates remain concerned about an unregulated healthcare system, which continues to drive up costs while producing poor performance outcomes in key measures such as life expectancy and maternal wellbeing. With a national expenditure of over $12,000 per capita, the U.S. healthcare system ranks poorly compared to other wealthy nations. Despite previous reforms under the Obama administration aimed at expanding coverage and reducing uninsured rates, many frustrations persist.

Polling data indicates declining public satisfaction with healthcare, evidenced by a significant drop in those rating their coverage positively. Reports from various states, like Maryland, reveal a staggering rise in claim denials, fueling narratives that insurance companies may intentionally complicate the process to dissuade patients from pursuing claims.

As patients like Ginkel and Mulhern express their disillusionment with the industry, criticisms target the for-profit model of care, which many claim prioritizes shareholder profits over patient needs. Derrick Crowe of People's Action advocates for a collective push for reform, hoping to channel recent tragedies into actionable change.

While bipartisan discussions hint at potential regulatory oversight aimed at curbing insurance practices, momentum appears stifled, and a publicly funded, national healthcare system looks increasingly out of reach. As experts analyze the implications of recent political dynamics, questions linger about the future direction of U.S. healthcare and the possibility of realizing a more equitable system.

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